Financing
Financing your new Hyundai and used vehicle doesn't have to be stressful, it can actually be a simple process. Unlike other dealerships, Jim Burke Hyundai strives to provide honest, respectful service, and we don't subscribe to the smoke and mirrors found elsewhere. Our goal is to provide the best deals and to leave each party feeling satisfied. We regularly offer great finance specials and also offer the ability to apply for auto credit via our 30 Seconds Credit Application, both of which can be accessed easily online. Should you have any questions about financing your next vehicle, please feel free to contact us.
Jim Burke Hyundai is committed to providing a simple customer-focused solution to fit your lifestyle whether it is competitive financing, leasing or the peace of mind offered by one of our many vehicle protection programs.
Jim Burke Hyundai can make life simple regarding the financing and leasing process so you have more time to savor life's most enjoyable moments of ownership of your new vehicle. Only Jim Burke Hyundai delivers the extraordinary level of customer care you have come to expect.
We can offer many different financing options for your Hyundai.Monthly payments can be tailored to fit your budget needs for up to 60 months or more, custom tailored based on your down payment and specific needs.
Monthly payments are applied to the actual purchase of the vehicle. Want to pay off the balance due early you can do so at any time with no penalty. Once the car is paid off, you are free to do as you please with it. Buying allows you to keep the vehicle for as long or as short a period as you would like.
Click Here to fill out a 30 Second Credit Application
Click here to check out our finance specials
Leasing
Leasing generally offers the advantage of little or no down payment and low monthly payments. Leasing can allow you to drive a better-equipped vehicle than you might have been able to purchase using cash or credit. Leasing usually results in lower monthly payments than purchasing over the same term. Generally, leasing is a win-win for most drivers. The exceptions are those that want to keep their cars for a while or those that put a lot of miles on their vehicle each year. A lease is actually a payment for the use of a vehicle over a specified period of time, rather than a purchase. Your payments cover the vehicle's depreciation over the term of the lease. Because this amount is usually much less than the full purchase price, the payments can be less. You (referred to as the "Lessee") agree to maintain the car during the lease and only put the number of miles specified in the lease agreement. At the end of the lease, you return the vehicle or may take advantage of the option to purchase it.
Do's and Dont's of Leasing
Do:
Your Homework - Learn as much as you can about leasing. Be sure to understand how a lease works and the meaning of the terms.
Read the Lease Contract - especially the fine print - BEFORE you sign it. Be sure to understand your obligations and liabilities for early termination.
Make Sure All the Figures Add Up - Calculate the monthly payment yourself. If it doesn't match with the payment on the contract, ask questions until you understand why.
Know the MSRP for the vehicle you are leasing.
Be Prepared to Go the Distance on the lease - Early termination of any lease is almost always costly. Make sure that your personal situation will allow you to fulfill all of the obligations of the contract.
Maintain and Insure Your Leased Vehicle - The insurance is required, and taking care of the vehicle will save you dollars at termination.
Don't:
Lease Without GAP Insurance - For just a few dollars a month, you protect yourself from a big loss in the event of forced termination such as a thief or accident where the vehicle is totaled. All leases through Hyundai Motor Finance Company come with GAP insurance automatically.
Lease Without Full Disclosure of the money factor, residual value, and the capitalized cost.
Accept an Open-End Lease - Remember, in an open-end lease the payment is based on an estimated residual value. If the actual value is less at the end of the lease, you must pay the difference
Jim Burke Hyundai Finance provides a complete on-site financing and leasing department to help you. With a quick application and a minimum of paperwork, your transaction can be seamlessly accommodated prior to your vehicle delivery.
Secure Financing and Buy a Car Today
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Considering a new car? Click here: Tuscaloosa New Hyundai Dealers
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Driving Directions from Birmingham, Tuscaloosa, Bessemer, Gadsden, and Hoover areas
Just click on a link below for driving directions to Jim Burke Hyundai
Birmingham Hyundai
Tuscaloosa Hyundai
Bessemer Hyundai
Gadsden Hyundai
Hoover Hyundai
1409 5th Avenue North
Birmingham, AL 35203
(866)564-2997
